Crédit Agricole Savings: a new simple, secure and comprehensive digital savings platform in Germany

A new benchmark in the German savings market

Germany is one of the most structured and demanding savings markets in Europe. Customers there favour clear, secure solutions suited to a long-term approach.

With Crédit Agricole Savings, Crédit Agricole offers a platform that combines a seamless digital experience with recognised banking expertise. Its slogan, “Think big for your money”, embodies this ambition: enabling everyone to manage their savings in a clear, reliable and efficient way.

With more than 70 years of presence in Germany, the Group relies on a deep understanding of the market to offer a proposition aligned with local expectations.

A comprehensive and structured savings range

From launch, Crédit Agricole Savings offers a full range of products organised around seven complementary solutions.

Flexible savings accounts (Tagesgeld / on-demand savings accounts)

These accounts allow customers to invest their money while keeping immediate access to their funds:

·       Tagesgeld Flex: a simple emergency savings solution, with continuous access to funds up to €15,000.

·       Tagesgeld Plus: an evolving return combining a base rate and a loyalty bonus after 12 months.

·       Tagesgeld Ziel: a scheduled savings solution with regular contributions, to structure a long-term objective over time.

Fixed-term deposits (Festgeld / term deposits)

These products offer visibility and stability thanks to a guaranteed rate set at inception:

·       Festgeld Kurzfristig: short-term deposits (1 to 12 months), automatically renewable.

·       Festgeld Langfristig: a long-term solution of up to 10 years, with interest capitalisation.

·       Festgeld Wachstum: a progressive remuneration structure, increasing over time.

·       Festgeld Ausschüttend: interest paid out regularly, generating additional income.

Learn more: Sicher online sparen – Crédit Agricole Savings

A digital platform designed for clarity

Crédit Agricole Savings simplifies access to savings through a fully digital, fast and secure journey.

Each product is presented transparently, with clear information and decision-support tools to help customers make their choices.

A dedicated customer service team, available in German, completes the experience with accessible remote human support.

A mobile application will further enhance the offer from September 2026, for even smoother day-to-day management.

Security at the core of the model

In an environment where trust is essential, Crédit Agricole Savings relies on the security standards of the Crédit Agricole Group.

Deposits are managed within a strict compliance and risk management framework, ensuring a high level of fund protection and a responsible approach to savings.

Strong ambition in the German market

The launch of Crédit Agricole Savings marks a new stage in the Group’s development in Germany.

Already well established, Crédit Agricole strengthens its position with a deposit potential of up to €30 billion by 2028.

A platform with a European scope

Germany is the first step in the rollout of Crédit Agricole Savings. The platform will be gradually expanded to Belgium, the Netherlands and Spain by the end of 2026.

From 2027, new investment products will further enrich the offer to provide an even more comprehensive approach to savings management.

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A new savings experience

With Crédit Agricole Savings, Crédit Agricole offers a renewed approach to savings: simpler, clearer and always secure.

A platform designed to meet today’s expectations, while relying on the strength of a major European banking group.